The open enrollment period for all FULL TIME EMPLOYEES to our health care plan is now available from 11/01/2018-11/31/2018. This is the opportunity to enroll if you are not currently enrolled or the opportunity to make needed changes to your information without a qualifying event. Full time employees define as employees working 30 or more hours per week. (or 130 hours a month). A full time employee will qualify for insurance after working for a consecutive 12 weeks with full time hours.
MINIMUM ESSENTIAL COVERAGE (MEC)
According to the Affordable Care Act (ACA), more commonly referred to as Obamacare, all individuals must have at least Minimum Essential Coverage (MEC) or are required to pay a penalty. As of January 1, 2017, the penalty for not have MEC coverage is $695.00. MEC covers 17 preventative services for adults, 22 additional services for women and 26 services for children.
THE FOLLOWING HEALTH INSURANCE PLANS ARE CURRENTLY AVAILABLE
MEC Basic: This plan covers ONLY preventative services as outlined in the Affordable Care Act (ACA). Please note, MEC does NOT cover any additional medical services. MEC includes telemedicine through 1800MD and prescription discounts are available through Rx Valet.
MEC Plus: Covers all preventative services outlined in MEC and provides additional medical services such as Primary Care, Specialist and Urgent Care visits; Labs, X-Rays and Generic Rx offered at various copays. Note: MEC Plus does not cover hospitalization, surgical procedures, emergency or out-of-network services. MEC Plus includes telemedicine through 1800MD.